FAQ'S

What is Fleet Insurance?

Any motor vehicle that is used or left on a public highway is legally obliged to have adequate insurance cover. UK motor fleet insurance is a policy that will cover several specified vehicles of any type.

Is Fleet Vehicle Insurance right for me?

You may currently only have one or two vehicles but are looking at expanding your transportation numbers. Fleet vehicle insurance can be a good option for 5 or more vehicles as renewal date will be the same, only one payment to make all making your administration easier and possibly making the cost more affordable.

What do I need to get a competitive fleet insurance quote?

If you already have a fleet insurance policy and it is due for renewal then you should have been furnished with your current fleet insurance experience. You should be provided this from your current fleet insurance broker or fleet insurance company. This is a must in order for an alternative fleet insurance quote to be obtained.

If you are requesting a quote for a new start fleet insurance then ensure that you have as much driving written experience to provide in the form of current car, van, lorry No Claims Discount or equivalent company driving experience.

Can I insure car fleet insurance and van fleet insurance on the same policy?

One benefit of a motor fleet insurance policy is that different types of vehicle can be placed on the same policy. We have many facilities for all types of vehicles to include Car Fleet Insurance, Van Fleet Insurance, Lorry Fleet Insurance, Taxi Fleet Insurance, Haulage Fleet Insurance, Tipper Fleet Insurance, Courier Fleet Insurance, and provide mixtures of each.

Who can have a Fleet Insurance Policy?

The vast majority of fleet insurance policies are held by businesses and there are no restrictions to the type of business that holds a fleet insurance policy. Carriage of own goods, haulage, plant hire, vehicle hire, construction, builder merchants, retailers, wholesalers, solicitors, doctors, sales teams, the list is endless.

We are also able to provide quotes for family fleet insurance. This is predominantly designed for families who have at least 5 vehicles to insure and can be mixture of cars, vans, motorcycles, horseboxes, motor homes etc.

What types of cover can I get for my fleet insurance quote?

UK fleet insurance follows the same suit as all motor and includes:

• Comprehensive Fleet Insurance.


• Third Party Fire and Theft Fleet Insurance.


• Third Party Only Fleet Insurance

What are the driving restrictions for motor fleet insurance?

As previously mentioned fleet insurance is tailored around the individual needs of the policyholder. Driving restriction can be as simple as named and approved drivers up to Any Driver over 17 years of age. Obviously these are cost implications to your fleet insurance premium depending on the scope of the driving restrictions requested.

Are there any other insurance policies I should consider?

Policyholders with fleet insurance are typically businesses. As such they should ensure adequate cover for their business and premises. Blagrove can offer policies to cover your business in all its aspects, from property cover to legal expenses insurance. We also offer gap insurance and personal accident insurance.