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Haulage Insurance

Most policies offered cover the vehicles and the trailers. Typically, a summary of cover would be:

  1. Comprehensive - this covers damage to the vehicle and trailer (if specifically included in the schedule) and your liability to any third party.
    Subject to a £250 accidental damage fire and theft excess
  2. No windscreen cover – haulage insurance policies tend to exclude this insurance, as insurers do not want to deal with the smaller claims.
  3. Named and approved drivers – or if the fleet is larger than, say, five vehicles, driving can be extended to any driver over the age of 25 and under 65 and who has held their HGV licence for more than two years.
  4. Trailers – if owned and specified by the haulier.
  5. Legal Expenses insurance. This covers any uninsured loss in the event of a not at fault claim. If a driver is injured in an accident, then this policy will seek compensation from the third party for the damages or injuries incurred.
  6. Green Card cover – this is needed to ensure that the full policy benefits are extended to cover you and your vehicles whilst travelling in the European Union and other Green Card countries.

Demands and needs

It is most important to establish the insurance demands and needs of your business before any advice can be given to you. Each company will operate in its own way and will have different demands and needs. This applies to any insurance policy offered to you and your company. We will insist on a full demands and needs statement before confirming cover to you.

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Quoteline

At Blagrove we believe in delivering a fast and efficient service

For your FREE quote please select from any of the categories listed below and simply fill in the online form.

  1. Fleet
  2. Coach
  3. Commercial Property
  4. Courier Insurance
  5. Public & Employer's Liability
  6. Goods In Transit
  7. Haulage
  8. Hazardous Goods
  9. Mini-Fleet
  10. Private Car Fleet
  11. Taxi
  12. Shop
  13. Motor Trade